Monthly Savings into ISAs
Mortgage holders, especially holders of Tracker Mortgages have enjoyed a significant reduction in their monthly outgoings as interest payments have been slashed in line with rate reductions.
This year, more than ever, therefore, we believe that a wder audience of potential investors could start to benefit from making monthly contributions to an ISA. A regular ISA investment is an increasingly popular way to invest in the long term and can be used to supplement various objectives such as part of a mortgage repayment vehicle, retirement planning and school fees. ISAs are entirely flexible in that you can sell your investments at any time and receive the proceeds free of any capital gains tax. Perhaps those who have benefited from reduced outgoings, as interest rates have dived, may wish to consider investing in this way. Indeed, all investors who are concerned about timing can use monthly savings as a way of ‘drip feeding’ money into the markets rather than buying at one moment in time. However, taking a long term view, many experts believe the current level of global markets may represent good value.
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